IndusInd Bank FD Interest Rates 2023

 IndusInd Bank FD Interest Rates 2023

Premature Withdrawal Allowed Fixed Deposit Interest Rate Less Than 2 Crs

Domestic /NRO/ NRE/Senior Citizen Fixed Deposit Rates (all in %) w.e.f. March 22nd 2023

Less than 2 Cr* (Domestic /NRO/NRE deposits)	Less than 2 Cr* (Domestic /NRO/NRE deposits)	Less than 2 Cr* (Senior Citizen)
Tenure	Rate	Rate
7 days to 14 days	3.5	4
15 days to 30 days	3.5	4
31 days to 45 days	4	4.5
46 days to 60 days	4.5	5
61 days to 90 days	4.6	5.1
91 days to 120 days	4.75	5.25
121 days to 180 days	5	5.5
181 days to 210 days	5.85	6.35
211 days to 269 days	6	6.5
270 days to 354 days	6.25	6.75
355 days to 364 days	6.25	6.75
1 Year to below 1 Year 6 Months	7.5	8
1 Year 6 Months to below 1 Year 7 Months	7.75	8.25
1 Year 7 Months to below 2 Years	7.75	8.25
2 Years up to 2 Years 1 Month	7.75	8.25
Above 2 Years 1 Month to below 2 years 6 Months	7.75	8.25
2 years 6 Months to below 2 years 9 Months	7.75	8.25
2 years 9 Months to 3 years 3 months	7.75	8.25
Above 3 years 3 months to below 61 month	7.25	7.75
61 month and above	7	7.5
Indus Tax Saver Scheme (5 years)	7.25	7.75

*Interest is compounded quarterly. Simple interest will be paid on maturity for deposit wherever the tenure is upto 180 days.
To Open a Fixed Deposit online Click Here

Please Note

Income more than tax exempted limits earned through interest on FD is tax deductible. In the absence of PAN card, TDS will be deducted at 20%. Above mentioned rates are not applicable for Call/Notice/Term Money market participants (both as lenders and borrowers). Kindly contact nearest branch/RM for rates and guidance NRE deposit rates are applicable only for Tenure 1 year onwards.

Senior Citizens - Additional interest rate on Domestic Term Deposits

* Please note the additional 0.50% over and above card rates applicable for Term Deposits of Senior Citizens (age 60 years and above) for value below Rs 2 Cr (Callable) (Not applicable for NRO/NRE Deposits).

Method of calculation of interest:

Fixed Deposits – Interest on Fixed Deposit can be paid for a period of less than a quarter (monthly interest payout) at the discounted interest rates as per regulatory directives. In case of High Value Deposit (> 5 crore), the interest rate offered for the particular deposit is only valid for that day for the deposit and only for the particular tenure. In the event of Premature withdrawal before the specified tenure, the offered interest rate applicable will be the interest rate corresponding to the amount based slab (withdrawn amount) and basis the actual run period (tenure). Additionally, penal interest of 1% shall be levied on the premature withdrawal, if applicable.

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IndusInd Savings Account Interest Rate 2023

 

Savings Bank Account Interest Rate - w.e.f. October 18th, 2022

Savings Bank Account Interest Rate Domestic / Non Resident (NRO/NRE)*	Rate p.a
Daily balance upto Rs. 1 Lakh	4.00%
Daily balance above Rs. 1 Lakh Upto Rs. 10 Lakhs	5.00%
Daily balance above Rs. 10 Lakhs Upto Rs. 1 Cr	6.00%
Daily balance above Rs. 1 Cr Upto Rs. 100 Crs	6.00%*

Indus Global Savings Account USD	Rate p.a w.e.f 6th March 2023
<=1 Mio	3.75%
>1 Mio <= 5 Mio	5.00%
>5 Mio <= 25 Mio	5.50%
>25 Mio <= 50 Mio	5.85%
> 50 Mio<= 150 Mio	5.85%
> 150 Mio	2.50%

Note: For rates on amount above INR 100 Crore, please contact your branch or Relationship Manager

Please note:

• The rates are applicable on Domestic/Non-resident (NRE/NRO) Savings Account, the interest on daily balance is calculated as below:
• a. 4.00% for daily balances up to Rs 1 Lakh
  b. 5.00% for daily balances above 1 Lakhs and up to Rs.10 Lakhs, please note 5.00% will be paid on incremental balances above Rs 1 Lakh up to Rs 10 Lakh
  c. 6.00% for balances above Rs.10 Lakhs and up to Rs.1 Crore, please note 6.00% will be paid on incremental balance above Rs.10 Lakhs up to Rs.1 Crore
  d. *6.00% for balances above Rs.1 Crore and up to Rs.100 Crores, please note 6.00% will be paid on entire balance
• For Interest rate on Deposit above Rs 100 Crore, please contact your Relationship Manager or visit your nearest branch
• #RFC Savings Rate is the rate applicable for 1Yr<2 Yrs on FCNR deposits and is available only in USD, GBP & Euro
• Balances of Grouped Savings Accounts will not be added before applying rates. The grouping of balance is only for minimum balance requirement / transaction pricing, if any.
• Interest Credit is shown in the E-Statement / Physical Statement / Net-Banking statement.
• Interest is paid at every calendar quarter on 30th June, 30th September, 31st December and 31st March.

 

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Best Bank FD Interest Rates with 1 Year Tenure in 2023

Best Bank FD Interest Rates with 1 Year Tenure in 2023

Bank FD Interest Rates with a 1 year Tenure

SR NO.	BANK NAME	Update Date	Wef	FD 1 YR
1	Utkarsh Small Finance Bank FD	2023.05.26	2023	7.75%
2	YES BANK	2023.05.26	2023.05.02	7.50%
3	Fincare Small Finance Bank FD	2023.05.26	2023	7.50%
4	Bajaj Finserv	2023.05.26	2023.05.10	7.40%
5	RBL	2023.05.26	2023.02.01	7.40%
6	PNB Housing	2023.05.26	2023	7.35%
7	LIC Housing	2023.05.26	2023	7.25%
8	Kotak	2023.05.26	2023.05.11	7.10%
9	SBI	2023.05.26	2023.02.15	6.80%
10	IDFC First Bank	2023.05.26	2023.04.01	6.75%
11	Bank Of Baroda	2023.05.26	2023	6.75%
12	AXIS	2023.05.26	2023.05.18	6.75%
13	ICICI	2023.05.26	2023.05.24	6.70%
14	HDFC	2023.05.26	2023.02.21	6.60%
15	Lakhshmi Vilas Bank	2023.05.26	2023	5.00%
16	HSBC	2023.05.26	2023.04.03	4.00%
BY ER BALVINDER SINGH

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