Debit Card
Overview
Your IDBI Bank Debit Card has Domestic and International validity, which you can choose as per your convenience by using Abhay App, I-net Banking, and Mobile Banking or by visiting your branch. Your IDBI Bank Debit Card gives you the freedom to withdraw money from ATMs, make day to day purchases at Merchant locations like Jewelry Stores, Apparel Stores, Departmental Stores, Petrol Pumps, Restaurants etc., as well as on various mobile wallets, Ecommerce websites & applications for shopping, booking air/rail/movie tickets & utility bill payments ONLINE. Get more freedom with IDBI Bank RUPAY CHIP DEBIT CARD such as withdraw cash at over 3700+ IDBI Bank ATMs & 50+ e-lounges in addition to 2 lakh shared network ATMs in India and over 1.85 million shared network ATMs* in abroad. You can also shop at over 31 lakh Merchant Establishments in India and 37 million Merchant Establishments* worldwide. Simply tap/wave the contactless debit card at contactless point of sale (PoS) terminal and pay without ,entering card PIN for purchases upto Rs.5000/-.**
*Access only to the debit cards with International Validity.
**Limit of Rs.5000/- is subject to change from time to time as per regulatory guidelines.
Type of Cards
VISA Signature PayWave Debit Card
About The Card
- Cash withdrawal limit of RS. 3 lakh and purchase limit at Point of Sale (POS) of RS. 5 lakh in a day.
- 3 loyalty points for every RS. 100 spent at Merchant locations.
- 2 free visits per calendar quarter at participating Airport Lounges in India and 2 outside India.
Fees
| Particulars | Charges |
|---|---|
| Issuance Fees | Free for Royal & Royal Plus A/c and above but Rs.799/- + taxes if issued to the A/cs lower than preferred A/c |
| Annual Fees | Rs.799/- + taxes |
VISA Platinum PayWave Debit Card
Fees
| Particulars | Charges |
|---|---|
| Issuance Fees | Free for Preferred A/c and above but Rs.400/- + taxes if issued to the A/cs lower than preferred A/c |
| Annual Fees | Rs.400/- + taxes |
RuPay Platinum Debit Card
About The Card
- Cash withdrawal limit of RS. 1 lakh and purchase limit at Point of Sale (POS) of RS. 1 lakh in a day.
- 2 loyalty points for every RS. 100 purchase.
- 2 free visits per calendar quarter at participating Airport Lounges
Fees
| Particulars | Charges |
|---|---|
| Issuance Fees | Free for HNW & Preferred A/c and above but Rs.300/- + taxes if issued to the A/cs lower than preferred A/c |
| Annual Fees | Rs.300/- + taxes |
VISA Gold Debit Card
IDBI Bank International VISA Gold Debit Card
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About The Card
- Cash withdrawal limit of Rs. 75,000/- and make purchases worth Rs. 75,000/- in a day at Point of Sale (POS).
- 1 loyalty point for every Rs. 100 spent on the Debit Card
Fees
| Particulars | Charges |
|---|---|
| Issuance Fees | Free for HNW A/c and above but Rs.300/- + taxes if issued to the A/cs lower than preferred A/c |
| Annual Fees | Rs.300/- + taxes |
Mastercard Gold Debit Card
About The Card
- Cash withdrawal limit of Rs. 75,000/- and make purchases worth Rs. 75,000/- in a day at Point of Sale (POS).
- 1 loyalty point for every Rs. 100 spent on the Debit Card.
Fees
| Particulars | Charges |
|---|---|
| Issuance Fees | Free for HNW A/c and above but Rs.300/- + taxes if issued to the A/cs lower than preferred A/c |
| Annual Fees | Rs.300/- + taxes |
RuPay Platinum NCMC Card
About The Card
- Simply wave/tap the card on the contactless Point of Sale (PoS) and pay without entering PIN for purchases upto Rs. 2000.
- Cash withdrawal limit of Rs. 1 lakh and purchase limit at Point of Sale (POS) of Rs. 1 lakh in a day.
- 2 loyalty points for every Rs. 100 purchase.
- 2 free visits per calendar quarter at participating Airport Lounges.
Fees
| Particulars | Charges |
|---|---|
| Issuance Fees | Free for HNW & Preferred A/c and above but Rs.300/- + taxes if issued to the A/cs lower than preferred A/c |
| Annual Fees | Rs.300/- |
RuPay Classic NCMC Card
About The Card
- Simply wave/tap the card on the contactless Point of Sale (PoS) and pay without entering PIN for purchases upto Rs. 2000.
- Cash withdrawal limit of Rs. 25,000 and purchase limit at Point of Sale (POS) of Rs. 50,000 in a day.
Fees
| Particulars | Charges |
|---|---|
| Issuance Fees | Free |
| Annual Fees | Rs.220/- + taxes |
VISA Classic PayWave Debit Card
About The Card
- Simply wave/tap the card on the contactless Point of Sale (PoS) and pay without entering PIN for purchases upto Rs. 5000.
- Cash withdrawal limit of Rs. 25,000/- and make purchases worth Rs. 50,000/- in a day at Point of Sale (POS).
Fees
| Particulars | Charges |
|---|---|
| Issuance Fees | Free |
| Annual Fees | Rs.220/- + taxes |
Mastercard Classic Debit Card
About The Card
- Cash withdrawal limit of Rs. 25,000/- and make purchases worth Rs. 25,000/- in a day at Point of Sale (POS).
- 1 loyalty point for every Rs. 100 spent on the Debit Card
| Particulars | Charges |
|---|---|
| Issuance Fees | Free |
| Annual Fees | Rs.220/- + taxes |
RuPay Classic Debit Card
About The Card
- Cash withdrawal limit of Rs. 25,000/- and make purchases worth Rs. 25,000/- in a day at Point of Sale (POS).
- 1 loyalty point for every Rs. 100 spent on the Debit Card
Fees
| Particulars | Charges |
|---|---|
| Issuance Fees | Free |
| Annual Fees | Rs.220/- + taxes |
VISA Women's PayWave Debit Card
About The Card
- Cash withdrawal limit of Rs. 40000/- and purchase at Point of Sale (POS) limit of Rs. 40000/- in a day.
- 1 loyalty point for every Rs. 100 spent on the Debit Card
- International Validity
Fees
| Particulars | Charges |
|---|---|
| Issuance Fees | Issued with no issuance fees but only to Women's Account holder |
| Annual Fees | Rs.220/- + taxes |
RuPay Women's Debit Card
About The Card
- Cash withdrawal limit of Rs. 40000/- and purchase at Point of Sale (POS) limit of Rs. 40000/- in a day.
- 1 loyalty point for every Rs. 100 spent on the Debit Card
Fees
| Particulars | Charges |
|---|---|
| Issuance Fees | Issued with no issuance fees but only to Women's Account holder |
| Annual Fees | Rs.300/- + taxes |
VISA Being Me PayWave Debit Card
About The Card
- Cash withdrawal limit of Rs. 25000/- and purchase at Point of Sale (POS) limit of Rs. 25000/- in a day.
- 2 loyalty point for every Rs. 100 spent on the Debit Card
- International Validity
Fees
| Particulars | Charges |
|---|---|
| Issuance Fees | Issued with no issuance fees but only to Being Me Account holder |
| Annual Fees | Rs.220/- + taxes |
VISA Kids PayWave Debit Card
About The Card
- Cash withdrawal limit of Rs. 2000/- and purchase at Point of Sale (POS) limit of Rs. 2000/- in a day.
- 2 loyalty point for every Rs. 100 spent on the Debit Card
Fees
| Particulars | Charges |
|---|---|
| Issuance Fees | Issued with no issuance fees but only to KID's Account holder |
| Annual Fees | Rs.220/- + taxes |
RuPay Kids Debit Card
About The Card
- Cash withdrawal limit of Rs. 2000/- and purchase at Point of Sale (POS) limit of Rs. 2000/- in a day.
- 2 loyalty point for every Rs. 100 spent on the Debit Card
Fees
| Particulars | Charges |
|---|---|
| Issuance Fees | Issued with no issuance fees but only to KID's Account holder |
| Annual Fees | Rs.220/- + taxes |
RuPay Mudra Debit Card
About The Card
- Cash withdrawal limit of Rs. 25,000/- and purchase at Point of Sale (POS) limit of Rs. 50,000/- in a day.
- Insurance cover-
- Lost, Stolen and counterfeit card: Rs.1 lakh; Personal Accident (Death or Total Permanent Disability) Insurance: Rs. 1 Lakh*
*The cover will be provided by NPCI and their standard T&C will apply.
Features
- Government of India's initiative towards the beneficiaries of MUDRA Loans under Pradhan Mantri Mudra Yojana Scheme.
- Pradhan Mantri Mudra Yojana Scheme’s main motive is to attain development in an inclusive and sustainable manner by supporting and promoting partner institutions and creating an ecosystem of growth for micro enterprise sector.
- IDBI RuPay Mudra Debit Card is issued with account opened under Pradhan Mantri Mudra Yojana.
- An innovative product which provides working capital facility as cash credit arrangement. The cardholder can make use of MUDRA Card in multiple withdrawal and credit, so as to manage the working capital limit in a most efficient manner and keep the interest burden minimum.
- The card comes with a Personal Accident and Permanent Total Disability Insurance cover of Rs.1 Lakh.
RuPay Kisan Card
About The Card
Cash withdrawal limit of Rs.25,000/- and purchase at Point of Sale (POS) limit of Rs. 50,000/- in a day.
Features
- Ministry of Agriculture's initiative towards the credit requirements of agriculture sector.
- Kisan Credit Card Scheme aims at providing need based and timely credit support to the farmers for their cultivation needs as well as non-farm activities in a cost effective manner.
- Farmers under this scheme are issued a IDBI RuPay Kisan Card on their account.
- The cards can currently be used at both ATMs and POS machines.
RuPay PunGrain Card
- Punjab Government's initiative towards payment to Arthia.
- PunGrain is a grain procurement project of Punjab Government launched in October 2012.
- The Arthias are provided with a IDBI RuPay Pungrain Card under this account.
- RuPay PunGrain Debit cards can be used at ATMs for cash withdrawal and for automated grain procurement facility at PunGrainmandis.
RuPay PMJDY Debit Card
- Government of India's initiative towards affordable basic banking services.
- Pradhan Mantri Jan-Dhan Yojana (PMJDY) is a National Mission for Financial Inclusion to ensure access to financial services, namely, Banking / Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.
- RuPay PMJDY Debit Card is issued with accounts opened under Pradhan Mantri Jan Dhan Yojana.
- The RuPay PMJDY Debit Cards can be used at all ATMs, POS terminals and e-commerce websites.
- Customers are covered with Personal Accident and Permanent total disability Insurance cover* of Rs.1 Lakh.
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